Merry Christmas you've just won the lottery!

I know everyone has speculated on what they would do if they won the lottery. A new house, or new car. A trip around the world. I was listening to a story of our time on NPR today and it made me start thinking again about the have and the have nots. And, not just the have and have nots but also about so many Americans that have but just not enough.

I listened to a story about a couple in another state who are suffering what many people are suffering this Christmas. He lost his job in the construction business and had to take another job in another state thus distancing himself from his wife and two children. One about to enter college - if he can - and the girl a sophomore in high school. The problem is that the house they bought as an investment toward their retirement is now worth $150,000 less than what they bought it for. Because of the cut in pay and the extra expense of living apart this couple - while making two incomes - simply can't afford the mortgage. They stand up to their initial commitment and won't just walk away from their debt. The house has been on the market for a long time with not one person interested. The girl is so distraught over Dad being gone that she burst into tears whenever the reporter tried to talk to her. The boy isn't sure about whether he can afford college. The savings are gone, there are no Christmas presents this year and they have disconnected the phone and TV. The mother says she just prays for this time to pass and for the time they can be a family again. She says that time is precious now that next year the son will be leaving the nest.

You hear this story and wonder what you would do for these folks if you could. I'm sure ultra rich people give lots to charity. But what about these kind of Americans that are not seeking charity or a free ride. They just need a little help.

I wish I'd won the lottery today.